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2021 ƙididdigar bashin likita

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Bashin bashi matsala ce mai girma a cikin Amurka, tare da yawancin Amurkawa da ke fuskantar rashin kuɗi har ma da fatarar kuɗi. Dangane da 2016 Kaiser Family Foundation da binciken New York Times, Fiye da 1 cikin 4 Ba'amurkewa sun sami matsala wajen biyan kuɗin likita na kwanan nan. Kuma lokacin da bashin likita ya yi yawa, wannan na iya haifar da yanke shawara mai wahala game da kuɗi, kamar buƙatar rage abinci, sutura, ko wasu kayan gida na yau da kullun.

Kodayake al'amuran da ba zato ba tsammani kamar zaman asibiti babban mai ba da gudummawa ne (The American Journal of Medicine ya ba da rahoton cewa Kusan rabin mutanen da suka sami fatarar likita sun sanya kuɗin asibiti a matsayin babban kuɗin su) , amma tsadar kulawar likita tabbas ba ta taimaka ba. Don ɗauka misali daya kawai , matsakaicin zaman asibiti a Amurka na kashe $ 5,220 a kowace rana - idan aka kwatanta da dala 765 kawai a Ostiraliya. Gabaɗaya, Amurka tana kashe dala tiriliyan 3.5 a kan kiwon lafiya a kowace shekara .

Statisticsididdiga masu zuwa suna taimakawa haskaka ƙimar matsalar bashin likita a cikin Amurka

Hakikanin bashin likita

Matsalolin bashin likita na iya faɗar kowa: Matsalar ta ratsa ƙungiyoyin shekaru da matakan ilimi. Ko da mutanen da za a ɗauka suna da alhakin kuɗi suna iya shafar bashin likita. Fiye da rabin Amurkawa da ke da bashin likita ba su da sauran bashin da aka jera a kan rahotonnin rancen su. Bashin likitanci shi kaɗai zai iya sa ya zama da wahala ga waɗannan mutane su sayi gidaje ko su sami kuɗi mai kyau a kan katin kuɗi.

Matsakaicin shekarun mutanen da suka shiga fatarar likita shine shekaru 44.9. ( Jaridar Magunguna ta Amurka , 2009)
Daga cikin mutanen da ke fuskantar fatarar likita, 46.3% sun yi aure. ( Jaridar Magunguna ta Amurka , 2009)
Daga cikin mutanen da ke fuskantar fatarar likita, 60.3% sun halarci kwaleji. ( Jaridar Magunguna ta Amurka , 2009)
Matsakaicin kuɗin shigar kowane iyali na fatarar fatarar lafiya shine $ 2,586 / watan. ( Jaridar Magunguna ta Amurka , 2009)
Daga cikin dangin da suka sami fatarar likita, 20.1% dangin sojoji ne. ( Jaridar Magunguna ta Amurka , 2009)
Matsakaicin bashi ga magidanta da ke fuskantar fatarar likita shine $ 44,622. ( Jaridar Magunguna ta Amurka , 2009)
Kimanin kashi 19.5% na rahotannin bashi na mabukaci sun haɗa da tarin likita ko ɗaya. (Ofishin Kare Kasuwancin Kasuwanci, 2014)
Matsakaicin bashin likitancin da ba a biya ba wanda aka rubuta akan rahoton bashi shine $ 579. (Ofishin Kare Kasuwancin Kasuwanci, 2014)
22% na masu amfani tare da bashi a cikin tarin suna da bashin likita kawai. (Ofishin Kare Kasuwancin Kasuwanci, 2014)
54% na masu amfani tare da bashin likita ba su da sauran bashin da aka jera a cikin rahotonnin kuɗin su. (Ofishin Kare Kasuwancin Kasuwanci, 2014)

Kudin mutum na bashin likita

Bashin likita-da tsoron bashin likita-na da mummunan sakamako ga Amurkawa. Daya daga cikin mafi girman al'amura shine bashi zai iya sa mutane suyi watsi da matsalolin likita. Kusan ɗaya cikin uku na Amurkawa sun ce sun jinkirta samun kulawa saboda sun damu da farashin .

A kowane fanni, lokacin da mutane suka damu da biyan kuɗi da yawa don sabis, zasu iya siyayya a kusa. Amma Amurkawa waɗanda suka gwada wannan tare da sabis na likita ba koyaushe suna da sa'a mai yawa ba. Daga cikin manya waɗanda suka ce sun yi ƙoƙari su yi cin kasuwa, kashi 69% sun kira ƙwarewar da ɗan wahala ko mai wahala sosai .

21% na manya masu shekaru 18-64 basu sami gwajin likita ba ko magani wanda likita ya ba da shawarar saboda farashin. (Gidauniyar Kaiser Family / New York Times , 2016)
32% na manya masu shekaru 18-64 sun jinkirta samun kulawar likita da suke buƙata saboda tsadar. (Gidauniyar Kaiser Family / New York Times , 2016)
40% na manya daga shekaru 18-64 sun dogara ne da magungunan gida ko magunguna sama-da-ƙasa maimakon zuwa wurin likita, saboda tsadar. (Gidauniyar Kaiser Family / New York Times , 2016)
34% na manya daga shekaru 18-64 sun ce likitansu bai taɓa bayyana musu tsadar hanyoyin ba. (Gidauniyar Kaiser Family / New York Times, 2016)
Daga cikin manya waɗanda suka ce sun yi ƙoƙari su siyayya a wurare daban-daban don samar da mafi kyawun farashi don ayyukan likita, kashi 69% sun kira ƙwarewar da ɗan wahala ko kuma mai wahala sosai. (Gidauniyar Kaiser Family / New York Times , 2016)
Daga cikin waɗanda ke da matsalolin lissafin likita, 44% sun ce waɗannan matsalolin sun yi babban tasiri a kan danginsu. (Gidauniyar Kaiser Family / New York Times , 2016)
Daga cikin waɗanda ke da matsalolin lissafin likita, kashi 29% sun ce matsaloli tare da bashin likita sun fara haifar da matsaloli tare da biyan wasu, kuɗin da ba na likita ba. (Gidauniyar Kaiser Family / New York Times , 2016)
62% na waɗanda ke da matsalar lissafin likita sun ce suna da inshorar lafiya lokacin da aka fara magani. (Gidauniyar Kaiser Family / New York Times , 2016)
Daga cikin wadanda ke da matsalar kudin kiwon lafiya wadanda ke da inshora, kashi 26% sun ce dalilin da ya sa su ke fuskantar matsalar biyan shi ne an ki amincewa da iƙirarin na su. (Gidauniyar Kaiser Family / New York Times , 2016)

A ƙarshe, takardar kuɗin likita na iya barin wasu mutane tare da iyakance zaɓuɓɓuka don guje wa fatarar kuɗi. Daga cikin Amurkawa da ke da matsalolin lissafin likita:

53% sun ce sun yi shirin biyan kuɗi tare da mai ba su.
37% sun ce sun ari kuɗi daga abokai ko dangi.
34% sun ce sun kara bashin katin bashin su.
Kashi 70% sun ce sun rage kashe kudade kan abinci, sutura, ko wasu kayan masarufi na gida.
41% sun ce sun ɗauki ƙarin aiki ko kuma sun yi aiki na sa'o'i da yawa.
59% sun ce sun yi amfani da mafi yawa ko duk ajiyar su.
35% sun ce sun kasa biyan bukatun yau da kullun kamar abinci, zafi, ko gidaje.

Source: Kaiser Family Foundation / New York Times, 2016

Yawancin masana'antun kiwon lafiya da yawa, kamar SingleCare, suna aiki don nemo sabbin hanyoyin haɓaka ƙananan farashin likita. Amurkawa waɗanda ke amfani da waɗannan sababbin zaɓuɓɓukan na iya iya kiyaye bashin likita daga samun iko.

Amurkawa suna biyan bashin likita

Bashin likita na iya haifar da al'amuran kuɗi na yau da kullun. Daga cikin Amurkawa waɗanda ke da takardar kuɗin likita a cikin tarin:

15% suka ce suna bin $ 10,000 ko fiye.
33% sun ce suma suna da bashin dalibi.
Kashi 17% sun ce suma suna bin bashi ga mai ba da rancen.
Kashi 58% sun ce hukumar tara kayan ta tuntube su.

Source: Kaiser Family Foundation / New York Times, 2016

Menene ke haifar da bashin likita?

Ba kowane kudin likita bane yake komawa bashi. Kuma takardun kudi kansu ba koyaushe matsala ce kawai ba. Mutanen da suka kamu da rashin lafiya ko kuma dole ne su kula da ƙaunataccen ƙaunataccensu na iya ganin kuɗin su ya ragu saboda lokacin aiki. A zahiri, sama da ɗaya cikin bakwai fatarar rashin lafiya ta kasance saboda rashin lafiyar yaro .

Ta hanyar binciken, masu bincike sun gano mutanen da ke ma'amala da bashin likita. Wadannan amsoshin Amurkan suna bayyana yanayin kudi da na kiwon lafiya wadanda zasu iya haifar da matsanancin matsalar kudi.

62.1% na waɗanda suka shigar da kara don fatarar kuɗi sun ba da lissafin kuɗin likita ko asarar kuɗaɗen shiga saboda cuta ko kulawa a matsayin dalilin fatarar su. ( Jaridar Magunguna ta Amurka , 2009)
14.6% na fatararrun likita sun kasance saboda rashin lafiyar yaro. ( Jaridar Magunguna ta Amurka , 2009)
Daga cikin waɗanda ke da matsalar lissafin likita, kashi 10 cikin 100 sun ce suna da takardar kuɗi ƙasa da $ 500 ko ƙasa da haka. (Gidauniyar Kaiser Family / New York Times , 2016)

Wani binciken da aka yi kwanan nan ya gano takamaiman sabis na likita wanda ya haifar da bashin likita. Daga cikin ayyukan da aka ba da rahoton da ya haifar da matsaloli game da kuɗin likita sakamakon binciken shi ne:

Likita Ziyara: 65%
Gwajin gwaji: 65%
Gidan Gaggawa Ya Ziyarci: 61%
Sabis ɗin marasa lafiya: 49%
Kudin Lab: 64%
Kuɗaɗen Magungunan Kuɗi: 52%
Kulawar Gida na Kulawa ko Kulawa na Tsawon Lokaci: 4%
Hakori Care: 41%
Kula da lafiyar yara: 25%
Dakatar da Asibiti Guda-Lokaci: 66%

Source: Kaiser Family Foundation / New York Times, 2016

yadda bashin likita ke farawa ga Amurkawa

Wani binciken ya yi irin wannan tambayoyin game da abubuwan da ke haifar da bashin likita.

48% na mutanen da suka sami fatarar likita sun sanya kuɗin asibiti a matsayin babbar kuɗin su. ( Jaridar Magunguna ta Amurka , 2009)
18.6% na mutanen da suka sami fatarar kuɗi na likitanci sun ba da magungunan ƙwayoyi a matsayin babbar kuɗin su. ( Jaridar Magunguna ta Amurka , 2009)
15.1% na mutanen da suka sami fatarar kuɗi na likita sunaci ƙididdigar likita a matsayin babbar kuɗin su. ( Jaridar Magunguna ta Amurka , 2009)
Kashi 4.1 cikin 100 na mutanen da suka sami fatarar likita sun sanya farashi a matsayin babbar kashe su. ( Jaridar Magunguna ta Amurka , 2009)
Kudaden aikin likita na aljihu sun kai dala 17,943 don iyalai masu fama da talauci. ( Jaridar Magunguna ta Amurka , 2009)

Costididdigar kuɗin likita

Matsalar bashin likita na da alaƙa da farashin likita. (Asar Amirka na kashe fiye da wa) ansu) asashe, kan harkokin kiwon lafiya, kuma nauyin wannan ku) a) en ya rage tattalin arzikin (asar Amirka, yana buƙatar ku) a) en da yawa daga sassan gwamnati, kamfanoni masu zaman kansu, da kuma mutane.

Yarda da wannan tsadar yana nufin gwamnatoci basu da abin kashewa a bangaren ilimi da kuma inganta kayan more rayuwa. Yana nufin cewa yan kasuwa basu da abin kashewa wajen bincike da ci gaba. Yana nufin cewa gidajen Amurkan ba su da kuɗaɗen ciyar da sutura da abinci.

Kuma nauyin yana ƙaruwa. Da Yanzu Amurka na kashe fiye da $ 10,000 ga kowane mutum kan kiwon lafiya a kowace shekara , daga ƙasa da $ 5,000 ga kowane mutum a kowace shekara a cikin 2009 .

Amurka tana kashe dala tiriliyan 3.5 a kan kiwon lafiya a kowace shekara. (Bayanai na Kudin Kiwon Lafiya na Kasa, 2017)
Amurka na kashe $ 10,739 ga kowane mutum kan kula da lafiya a kowace shekara. (Bayanai na Kudin Kiwon Lafiya na Kasa, 2017)
Kudin kula da lafiya ya kai kashi 17.9% na Babban Haɗin Cikin Gida na Amurka (GDP). (Bayanai na Kudin Kiwon Lafiya na Kasa, 2017)
Amurkawa suna kashe dala tiriliyan 1.18 a kowace shekara akan inshorar lafiya na masu zaman kansu. (Bayanai na Kudin Kiwon Lafiya na Kasa, 2017)
Amurkawa suna kashe dala biliyan 365.5 a kowace shekara kan kudaden likita na aljihu. (Bayanai na Kudin Kiwon Lafiya na Kasa, 2017)
Amurkawa suna kashe dala tiriliyan 1.14 a kowace shekara kan kudin asibiti. (Bayanai na Kudin Kiwon Lafiya na Kasa, 2017)
Kashe kan inshorar lafiya na masu zaman kansu ya kai kashi 34% na yawan kudin da aka kashe na kiwon lafiyar Amurka. (Bayanai na Kudin Kiwon Lafiya na Kasa, 2017)
Biyan kuɗaɗen kashewa daga aljihun asusun ajiyar 10% na jimlar kuɗin kiwon lafiyar Amurka. (Bayanai na Kudin Kiwon Lafiya na Kasa, 2017)
Amurkawa suna kashe dala biliyan 694.3 a kowace shekara akan likita da sabis na asibiti. (Bayanai na Kudin Kiwon Lafiya na Kasa, 2017)
Amurkawa suna kashe dala biliyan 333.4 a kowace shekara kan magungunan magunguna. (Bayanai na Kudin Kiwon Lafiya na Kasa, 2017)
Gidaje suna lissafin kashi 28% na yawan kudin kiwon lafiya. (Bayanai na Kudin Kiwon Lafiya na Kasa, 2017)
Kamfanoni masu zaman kansu suna da kashi 19.9% na kashe kuɗin kiwon lafiya. (Bayanai na Kudin Kiwon Lafiya na Kasa, 2017)
A kan matsakaici, kashe kuɗi don kiwon lafiya na shekarun Ba'amurke ɗan shekara 65 zuwa sama shine $ 19,098 a kowace shekara. (Bayanai na Kudin Kuɗi na Kiwon Lafiya na ,asa, 2014)
A matsakaici, kashe kuɗi don kiwon lafiya ga Ba'amurke mai aiki (18-64) shine $ 7,153 a kowace shekara. (Bayanai na Kudin Kuɗi na Kiwon Lafiya na ,asa, 2014)
A matsakaici, kashe kuɗi don kula da lafiyar ɗan Amurka (0-18) shine $ 3,749 a kowace shekara. (Bayanai na Kudin Kuɗi na Kiwon Lafiya na ,asa, 2014)
A matsakaici, yawan kuɗin da Amurka ke kashewa kan lafiyar mata shine $ 8,811 a kowace shekara. (Bayanai na Kudin Kuɗi na Kiwon Lafiya na ,asa, 2014)
A matsakaici, Amurka ta kashe akan kiwon lafiya ga maza shine $ 7,272 a kowace shekara. (Bayanai na Kudin Kuɗi na Kiwon Lafiya na ,asa, 2014)
Kudin ciyarwar na Medicare na da kaso 17.1% na kasafin kudin tarayyar Amurka. (Gidauniyar Kula da Lafiya ta California, 2019)
Kudin kashe Medicaid ya kai kashi 9.5% na kasafin kudin tarayyar Amurka. (Gidauniyar Kula da Lafiya ta California, 2019)

Kudin inshorar lafiya

Yawancin mutane sun dogara da inshorar lafiya don ba da tallafin kuɗin likita, amma farashin ɗaukar hoto yana ta ƙaruwa.

Matsakaicin abin da aka cire shi ne $ 4,544. Wannan yana nufin ana tsammanin marasa lafiya masu inshora zasu biya kusan $ 5,000 daga aljihu kafin inshora zai rufe duk wani kuɗin likita ko magungunan likita. (Kaiser Family Foundation, 2019)
Matsakaicin matsakaita ya karu da kashi 4% na mutane da kuma 5% ga iyalai a shekarar 2019. Ga mahallin, albashin ma’aikaci ya karu da kashi 3.4% kawai kuma hauhawar farashi ya karu da 2%. (Kaiser Family Foundation, 2019)

Yaya ake kashe kuɗin kula da lafiya?

Wani binciken da aka yi kwanan nan ya gano menene asusun kula da lafiya na asusun Amurka mafi yawa. A Amurka, ga kuɗin da ake kashewa kowace shekara don kula da waɗannan sharuɗɗa:

Kulawa na yau da kullun, alamu, da cututtuka: $ 289.9 biliyan
Cututtukan Tsarin Jiki: $ 259.2 biliyan
Cututtukan Tsarin Musculoskeletal: $ 219.8 biliyan
Cututtukan Tsarin Numfashi: $ 176.5 biliyan
Cutar Tsarin Endocrine: $ 168.7 biliyan
Magungunan Jijiyoyi: $ 159.5 biliyan
Ciwon Hauka: $ 109.6 biliyan
Magunguna masu alaƙa da ciki: $ 50.5 biliyan

Source: Gidauniyar Kula da Lafiya ta California, 2019

33% na kashe lafiyar Amurka yana zuwa kulawar asibiti. (Gidauniyar Kula da Lafiya ta California, 2019)
20% na ciyarwar lafiyar Amurka na zuwa ga likita da sabis na asibiti. (Gidauniyar Kula da Lafiya ta California, 2019)
10% na ciyarwar lafiyar Amurka yana zuwa magungunan ƙwayoyi. (Gidauniyar Kula da Lafiya ta California, 2019)

Wanene ke biyan kuɗin likita na Amurka?

Gwamnatoci, ɗayan mutane, da 'yan kasuwa suna ɗaukar nauyin nauyin tsadar magungunan Amurka. A cewar Asusun Kula da Kiwon Lafiya na California (2019):

Gwamnatin tarayya ta biya kashi 28% na jimillar kudaden kiwon lafiyar Amurka. (Gidauniyar Kula da Lafiya ta California, 2019)
Kowane mutum da gidaje suna biyan 28% na jimlar kuɗin kiwon lafiyar Amurka. (Gidauniyar Kula da Lafiya ta California, 2019)
Kasuwancin masu zaman kansu suna biyan 20% na jimlar kuɗin kiwon lafiyar Amurka. (Gidauniyar Kula da Lafiya ta California, 2019)
Jihohi da ƙananan hukumomi suna biyan kashi 17% na jimillar kuɗin kiwon lafiyar Amurka. (Gidauniyar Kula da Lafiya ta California, 2019)
Sauran kungiyoyi masu zaman kansu, kamar ba riba, suna biyan kashi 7% na jimlar kuɗin kiwon lafiyar Amurka. (Gidauniyar Kula da Lafiya ta California, 2019)
A matsakaita, kashi 37% na jimillar kuɗin kiwon lafiyar gaba ɗaya na zuwa wajen kashe kuɗaɗen aljihu. (Gidauniyar Kula da Lafiya ta California, 2019)
A kan matsakaita, 28% na jimillar kuɗin kiwon lafiya na gida yana zuwa ga rabonsu na inshorar lafiya mai ɗaukar ma'aikata. (Gidauniyar Kula da Lafiya ta California, 2019)
A kan matsakaici, 17% na jimlar kuɗin kiwon lafiya na gaba zuwa tallafawa Medicare ta harajin biyan kuɗi. (Gidauniyar Kula da Lafiya ta California, 2019)
Jimlar kuɗaɗe akan inshorar lafiya na masu zaman kansu a cikin Amurka ya kai dala tiriliyan 1.2. (Gidauniyar Kula da Lafiya ta California, 2019)
Kasuwancin kamfanoni masu zaman kansu sun rufe kashi 45% na yawan kuɗin da aka kashe akan inshorar lafiya mai zaman kansa. (Gidauniyar Kula da Lafiya ta California, 2019)
23% na yawan kuɗin da aka kashe a kan inshorar lafiya na masu zaman kansu gwamnati ke rufe su (mafi yawa, a matsayin gudummawa ga tsare-tsaren kiwon lafiya masu ɗaukar ma'aikata). (Gidauniyar Kula da Lafiya ta California, 2019)
Jimillar kudaden da Amurka ta fitar daga aljihun kowane Capita ya tashi daga $ 91 a 1967 zuwa $ 1,124 a 2017. (Gidauniyar Kula da Lafiya ta California, 2019)

Wani binciken da aka yi kwanan nan ya nuna yadda ake yada kashe kudade tsakanin Amurkawa na shekaru daban-daban:

Amurkawa masu shekaru 85 zuwa sama: Asusun na 2% na yawan jama'a, da 8% na kashe kuɗin kiwon lafiya. Matsakaicin ciyarwar shekara-shekara ga mutum a wannan rukunin shekarun shine $ 32,411.
Amurkawa masu shekaru 65-84: Asusun na 12% na yawan jama'a, da 26% na kashe kuɗin kiwon lafiya. Matsakaicin ciyarwar shekara shekara ga mutum a wannan rukunin shekarun shine $ 16,872.
Amurkawa shekaru 45-64: Asusun na 26% na yawan jama'a, da kuma 33% na kashe kuɗin kiwon lafiya. Matsakaicin ciyarwa shekara shekara ga mutum a wannan rukunin shekarun shine $ 9,513.
Amurkawa shekarun 19-44: Asusun na 35% na yawan jama'a, da 21% na kashe kuɗin kiwon lafiya. Matsakaicin ciyarwa shekara shekara ga mutum a wannan rukunin shekarun shine $ 4,458.
Amurkawa 'yan shekaru 18 da matasa: Asusun na 25% na yawan jama'a, da 12% na kashe kuɗin kiwon lafiya. Matsakaicin ciyarwa shekara shekara ga mutum a wannan rukunin shekarun shine $ 3,352.

Source: Gidauniyar Kula da Lafiya ta California, 2019

Ta yaya farashin kula da lafiyar Amurka ya kwatanta da sauran ƙasashe

Amurkawa na iya shan wahala daga matakan girma na bashin likita saboda, a wani ɓangare, na tsadar kulawa da kulawa a cikin Amurka.

Amma wannan ba saboda komai ba shi da tsada sosai a ƙasashe masu ƙarancin kuɗin likita. Masu binciken sun gano kasashen da suke da irin wannan arzikin na Amurka kuma sun gano cewa kudin kula da lafiyar Amurka ya fi na kowane irin sabanin dukiya.

Misali, jimlar kashe lafiyar kowane mutum shine 84.8% mafi girma a Amurka fiye da Kanada . Statisticsididdiga masu zuwa suna nuna nawa Amurkawa ke biya don hanyoyin likita na yau da kullun fiye da mutane a wasu ƙasashe.

Nawa ne Amurkawa ke biyan sugery?

Matsakaicin kuɗin zaman asibiti a kowace rana a Amurka shine $ 5,220. Matsakaicin tsadar asibiti a kowace rana a Ostiraliya shine $ 765. (Kaiser Family Foundation, 2018)
Matsakaicin farashin aikin tiyata na zuciya a cikin Amurka shine $ 78,318. Matsakaicin farashi don aikin tiyata na zuciya a cikin Burtaniya shine $ 24,059. (Kaiser Family Foundation, 2018)
Likitocin Amurka suna yin ɓangaren tiyata na 322 cikin haihuwar haihuwa 1,000. Matsakaicin tsakanin ƙasashe masu arziki iri ɗaya shine 264 C-sassan cikin haihuwa 1,000. (Kaiser Family Foundation, 2018)
Matsakaicin farashin haihuwa na al'ada a Amurka shine $ 10,808. Matsakaicin farashin haihuwar haihuwa na al'ada a Ostiraliya shine $ 5,312. (Kaiser Family Foundation, 2018)
Matsakaicin farashin sashen tiyata a Amurka shine $ 16,106. Matsakaicin farashin ɓangaren C a Ostiraliya shine $ 7,901. (Kaiser Family Foundation, 2018)
Matsakaicin farashin MRI a Amurka shine $ 1,119. Matsakaicin farashin MRI a Australia shine $ 215. (Kaiser Family Foundation, 2018)
Matsakaicin farashin aikin haɓaka a cikin Amurka shine $ 15,930. Matsakaicin farashin aikin haɓaka a Burtaniya shine $ 8,009. (Kaiser Family Foundation, 2018)
Matsakaicin farashin maye gurbin hip a Amurka shine $ 29,067. Matsakaicin farashin maye gurbin hip a cikin United Kingdom shine $ 16,335. (Kaiser Family Foundation, 2018)
Matsakaicin farashin Humira, maganin da ake amfani da shi don maganin cututtukan zuciya, ya kusan kusan 96% a Amurka fiye da na Burtaniya. (Kaiser Family Foundation, 2018)
Matsakaicin farashin hoton CT a Amurka ($ 896) ya ninka na Kanada sau takwas ($ 97). (Kaiser Family Foundation, 2018)

Wani Nazarin Harkokin Kiwon Lafiya na 2011 ya kwatanta kashe kudaden kiwon lafiya a tsakanin kasashe, kuma ya gano cewa kudin da Amurka ke kashewa a kan kowane dan Adam ya fi na sauran kasashe makamancin haka.

Kudin kiwon lafiyar Amurka na kowane mutum shine:

141% mafi girma fiye da Burtaniya.
125% mafi girma fiye da Ostiraliya.
104% fiye da Faransa.
102% mafi girma fiye da na Jamus.

Source: Harkokin Kiwan Lafiya, 2011

Sauran binciken daga binciken sun hada da:

30.8% na Amurka na kowane kuɗin kashe lafiyar yana kan kula da motar asibiti. Matsakaicin kudin shigar shekara-shekara na likitancin Amurka shine $ 186,582. (Harkokin Kiwon Lafiya, 2011)
A kan matsakaici, likitan kula na farko na Amurka yana samun $ 61,478 fiye da shekara a kan likita na farko a Kanada. (Harkokin Kiwon Lafiya, 2011)
Matsakaicin kudin shigar shekara-shekara na likitan likitancin kashin Amurka shine $ 442,450. (Harkokin Kiwon Lafiya, 2011)
A matsakaici, wani likitan kasusuwa na Amurka yana samun $ 233,816 fiye da kowace shekara fiye da likitan kashi a Kanada. (Harkokin Kiwon Lafiya, 2011)

Kudin likita zai ci gaba da girma

Babban halin kaka na likitanci ana haifar da shi ta hanyar maganganu na tsari a masana'antar kiwon lafiya. Har sai an magance waɗannan batutuwa, farashin likita zai ci gaba da ƙaruwa.

Kudin kiwon lafiya an tsara zai kai dala tiriliyan 6 nan da shekarar 2027. (Gidauniyar Kula da Lafiya ta California, 2019)
Ana sa ran kashe kudaden kiwon lafiya a matsakaita na 5.5% a kowace shekara. (Gidauniyar Kula da Lafiya ta California, 2019)
Kudin kiwon lafiya an tsara zai kai 19.4% na GDP zuwa 2027. (Gidauniyar Kula da Lafiya ta California, 2019)
Kudin kiwon lafiya na mutane akan Medicare yakai $ 12,347 a shekarar 2017 kuma ana tsammanin zai kai $ 19,546 ta 2027. (California Health Care Foundation, 2019)
Kudin kiwon lafiya na mutane akan Medicaid ya kasance $ 8,013 a cikin 2017 kuma ana tsammanin ya isa $ 12,029 ta 2027. (California Health Care Foundation, 2019)
Kudin kiwon lafiya na mutane kan tsare-tsaren kula da lafiya wanda ma'aikaci ya dauki nauyin shine $ 5,942 a shekarar 2017, kuma ana sa ran zai kai $ 9,137 ta 2027. (California Health Care Foundation, 2019)
Kudin kiwon lafiya ga mutane kan tsare-tsaren likita ana tsammanin zai tashi kusan 50% a cikin shekaru 10 masu zuwa. (Gidauniyar Kula da Lafiya ta California, 2019)

Muna ƙarfafa 'yan jarida, masu bincike, ɗalibai, da sauransu su raba wannan ƙididdigar. Bashin likita, da tsadar da ke haifar da shi, na iya lalata kuɗi. A cewar masana, farashin zai ci gaba da hauhawa, yana kara jefa Amurkawa da yawa cikin barazanar bashi. Dukanmu muna da rawar da za mu taka wajen nuna muhimmancin wannan batun.